In India, fire insurance is primarily offered in the form of Standard Fire and Special Perils Insurance. This type of insurance provides coverage against damages caused by fire, lightning, explosion, aircraft damage, riot, strike, malicious damage, storm, cyclone, flood, impact damage, and other specified perils.
However, it’s important to note that fire insurance policies can vary between insurance providers and may offer additional coverage options or specific customization based on the needs of individuals or businesses. It is advisable to contact insurance companies or insurance agents/brokers directly to inquire about the specific types of fire insurance policies they offer and the coverage details. They will be able to provide you with more specific information based on your requirements.