SIP + Lumpsum Calculator
Estimate the combined growth of a monthly SIP together with an initial one-time lumpsum.
View Mutual FundsTotal Invested
₹13,00,000
Estimated Returns
₹13,33,976
Future Value
₹26,33,976
Investment returns are market-linked and actual returns may vary. This calculator provides an illustration only and does not guarantee returns.
Why Combine SIP and Lumpsum?
Many investors start with a lumpsum and then keep adding through a monthly SIP. This calculator estimates the combined future value of both approaches together.
How the Calculator Works
It calculates the future value of your monthly SIP and your initial lumpsum separately – using the standard formulas – and adds them to show the total estimated value.
How to Use It
Set your monthly SIP, initial lumpsum, expected return and period. The total invested, estimated returns and future value update instantly.
Example
For example, an initial ₹1,00,000 plus ₹10,000 monthly for 10 years at an assumed 12% could grow to a combined estimated value of around ₹26 lakh. This is an illustration only.
Important Factors
- Initial lumpsum amount
- Monthly SIP amount
- Assumed rate of return
- Investment period
- Market performance
SIP + Lumpsum Calculator – FAQs
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