SIP Calculator
Estimate how your monthly SIP investment could grow over time based on an assumed rate of return.
View SIP ProductTotal Investment
₹12,00,000
Estimated Returns
₹11,23,391
Future Value
₹23,23,391
Year-wise Growth (Illustration)
Investment returns are market-linked and actual returns may vary. This calculator provides an illustration only and does not guarantee returns.
What is a SIP?
A Systematic Investment Plan (SIP) lets you invest a fixed amount regularly – usually every month – into a mutual fund. It builds a disciplined saving habit and spreads your investment across market ups and downs.
How Does a SIP Calculator Work?
The calculator uses your monthly amount, an assumed annual return and the investment period. It applies a standard future-value formula assuming monthly compounding to estimate the maturity value.
How to Use the SIP Calculator
Move the sliders (or type values) for monthly investment, expected annual return and period. The results – total investment, estimated returns and future value – update instantly.
Example
For example, investing ₹10,000 every month for 10 years at an assumed 12% annual return could grow to roughly ₹23 lakh, of which ₹12 lakh is your investment and the rest is estimated returns. This is only an illustration.
Important Factors
- Monthly investment amount
- Assumed rate of return (actual returns vary)
- Investment duration
- Fund selection and market performance
- Staying invested through market cycles
SIP Calculator – FAQs
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