Child Insurance Plans in Ahmedabad & Gujarat
Build a dedicated fund for your child’s education and key milestones, with protection built in.
Get an Enquiry
Tell us what you need for child plan and our team will help you.
What is Child Plan?
A child plan helps you build a corpus for important milestones in your child’s life – higher education, professional courses or a wedding. Many child plans also include a feature where, if the parent is not around, future premiums are waived and the plan continues.
This "premium waiver" is what makes child plans special: your child’s goal stays on track even if you are no longer there to pay. The exact structure varies between traditional savings-based plans and market-linked options.
Features & Benefits of Child Plan
Goal-Based Corpus
A dedicated fund built up for education and future milestones.
Premium Waiver Benefit
On the parent’s death, future premiums may be waived while the plan continues.
Staggered Payouts
Some plans pay out at key ages to match education stages.
Long-Term Growth
A long horizon lets the corpus grow steadily over time.
Flexible Options
Choose traditional savings or market-linked variants based on your risk appetite.
Tax Benefits
Premiums may qualify for tax benefits under prevailing rules.
Who Should Consider Child Plan?
New Parents
Start early to give the fund maximum time to grow.
Parents of School-Going Children
Plan ahead for college and professional courses.
Single-Income Families
The premium waiver keeps the goal safe.
Long-Term Planners
Those who prefer a structured, dedicated child fund.
Types & Options of Child Plan
Traditional Child Plan
Savings-based with defined benefits and possible bonuses.
Unit-Linked Child Plan
Market-linked growth potential with associated market risk.
Single-Premium Option
A one-time investment where you prefer not to pay yearly.
General Eligibility
- Indian residents; entry age criteria vary by plan (often 18–65 years).
- Income proof may be required for higher sum assured.
- A medical check-up may be needed depending on age and cover.
- Nominee details must be provided.
Documents Usually Required
- Identity proof (Aadhaar, PAN or Passport)
- Address proof
- Recent photograph
- Income proof (salary slips / ITR) for higher cover
- Medical reports if required by the insurer
Requirements may vary depending on the insurer, lender, investment provider or product.
Getting Started is Simple
Step 1
Choose Your Cover
Tell us the type of insurance and cover you are looking for.
Step 2
Submit Your Enquiry
Share your details through the enquiry form on this page.
Step 3
Explore Available Options
Our team helps you compare plans from associated insurers.
Step 4
Apply with Assistance
Complete your application and documentation with our support.
Why Choose WealthDigit?
Multiple Product Options
Explore products from our associated companies and providers.
Simple Enquiry Process
A quick, easy enquiry – no complicated paperwork to get started.
Personal Assistance
Real people to guide you and answer your questions.
Support from Enquiry to Application
Help at every step, from choosing to applying.
Associated Companies & Providers
Products offered through our associated companies and partners.
Insurance Companies We Associate With
We help you explore products from associated insurance companies, subject to product availability, eligibility and the insurer’s terms.
Brand names and logos are the property of their respective owners and are shown for identification purposes only. Product availability is subject to eligibility and the respective provider’s terms.
Child Plan – Frequently Asked Questions
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Tell us what you need and our team will help you explore available options.
Disclaimer: Insurance products are subject to the terms, conditions, exclusions and eligibility criteria of the respective insurer.