Critical Illness Insurance in Ahmedabad & Gujarat
A lump-sum payout on diagnosis of a covered serious illness – to be used however you need.
Get an Enquiry
Tell us what you need for critical illness insurance and our team will help you.
What is Critical Illness Insurance?
Critical illness insurance pays a fixed lump sum if you are diagnosed with a covered serious illness such as cancer, heart attack, stroke or kidney failure. Unlike regular health insurance, the payout is not tied to hospital bills – you can use it for treatment, income replacement or any expense.
Serious illnesses often bring costs beyond hospitalisation, such as loss of income during recovery. A critical illness plan is designed to cushion that wider financial impact.
Features & Benefits of Critical Illness Insurance
Lump-Sum Payout
A fixed amount on diagnosis of a covered illness.
Freedom of Use
Use the money for treatment, income loss or any need.
Covers Major Illnesses
Lists serious conditions such as cancer, heart attack and stroke.
Complements Health Cover
Works alongside a regular health policy, not instead of it.
Income Support
Helps replace income during a long recovery.
Tax Benefits
Premiums may qualify for tax benefits under prevailing rules.
Who Should Consider Critical Illness Insurance?
Sole Earners
People whose income the family depends on.
Those with Family History
Individuals with a family history of serious illness.
Working Professionals
People who want income protection during recovery.
Health-Conscious Planners
Those adding a safety net beyond hospital cover.
Types & Options of Critical Illness Insurance
Standalone Critical Illness
A dedicated policy covering listed illnesses.
Rider on Life/Health
Added to a term or health plan as an optional benefit.
Multi-Pay Option
Pays out more than once for different illnesses, where offered.
General Eligibility
- Available for individuals and families; entry age is usually 18–65 years.
- Children can be covered as dependents; senior plans have separate criteria.
- Pre-existing conditions may carry a waiting period.
- Medical screening may be required for older applicants.
Documents Usually Required
- Identity and address proof
- Age proof
- Recent photograph
- Medical reports if requested by the insurer
Requirements may vary depending on the insurer, lender, investment provider or product.
Getting Started is Simple
Step 1
Choose Your Cover
Tell us the type of insurance and cover you are looking for.
Step 2
Submit Your Enquiry
Share your details through the enquiry form on this page.
Step 3
Explore Available Options
Our team helps you compare plans from associated insurers.
Step 4
Apply with Assistance
Complete your application and documentation with our support.
Why Choose WealthDigit?
Multiple Product Options
Explore products from our associated companies and providers.
Simple Enquiry Process
A quick, easy enquiry – no complicated paperwork to get started.
Personal Assistance
Real people to guide you and answer your questions.
Support from Enquiry to Application
Help at every step, from choosing to applying.
Associated Companies & Providers
Products offered through our associated companies and partners.
Insurance Companies We Associate With
We help you explore products from associated insurance companies, subject to product availability, eligibility and the insurer’s terms.
Brand names and logos are the property of their respective owners and are shown for identification purposes only. Product availability is subject to eligibility and the respective provider’s terms.
Critical Illness Insurance – Frequently Asked Questions
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Learn MoreLooking for the Right Critical Illness Insurance?
Tell us what you need and our team will help you explore available options.
Disclaimer: Insurance products are subject to the terms, conditions, exclusions and eligibility criteria of the respective insurer.