National Pension System (NPS) in Ahmedabad & Gujarat
A government-supported, low-cost retirement scheme to build a pension corpus over your working years.
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What is NPS?
The National Pension System (NPS) is a government-supported retirement savings scheme. You contribute during your working years, the money is invested in a mix of equity and debt, and at retirement you receive a lump sum plus a regular pension (annuity).
NPS is known for its low cost and additional tax benefits under prevailing rules. It is a long-term, retirement-focused product; a portion of the corpus must be used to buy an annuity at exit, as per the rules.
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Features & Benefits of NPS
Retirement Focus
Designed to build a pension corpus for later life.
Low Cost
One of the lower-cost retirement options available.
Market-Linked Growth
Invests across equity and debt for growth potential.
Choice of Allocation
Choose your asset mix and fund manager, within limits.
Extra Tax Benefits
Additional tax benefits under prevailing rules.
Pension at Exit
Part of the corpus provides a regular pension.
Who Should Consider NPS?
Salaried Individuals
Build retirement savings with tax benefits.
Self-Employed
Create a structured retirement corpus.
Young Professionals
A long horizon boosts the final corpus.
Tax-Conscious Savers
Those seeking additional retirement tax benefits.
Types & Options of NPS
Tier I Account
The main retirement account with withdrawal restrictions.
Tier II Account
A voluntary, more flexible savings account.
Auto / Active Choice
Choose automatic or self-directed asset allocation.
General Eligibility
- Indian residents (and NRIs where permitted by the provider).
- Completed KYC and a valid PAN.
- Age 18 or above (a guardian is required for minors).
- An active bank account.
Documents Usually Required
- PAN card
- Aadhaar / address proof
- Bank account details or a cancelled cheque
- Recent photograph
- KYC as per the provider’s requirements
Requirements may vary depending on the insurer, lender, investment provider or product.
Getting Started is Simple
Step 1
Choose the Product
Select the investment option that fits your goal.
Step 2
Submit Your Enquiry
Share your details and investment requirement with us.
Step 3
Explore Available Options
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Step 4
Invest with Assistance
Complete your KYC and start investing with our support.
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Help at every step, from choosing to applying.
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Brand names and logos are the property of their respective owners and are shown for identification purposes only. Product availability is subject to eligibility and the respective provider’s terms.
NPS – Frequently Asked Questions
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Learn MoreLooking for the Right NPS?
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Disclaimer: Investments are subject to market risks. Returns are not guaranteed unless specifically stated by the respective product/provider. Please read the relevant documents carefully before investing.