Loan Against Securities in Ahmedabad & Gujarat
Raise funds by pledging your shares, mutual funds or bonds – without selling your investments.
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Tell us what you need for loan against securities and our team will help you.
What is Loan Against Securities?
A Loan Against Securities (LAS) lets you borrow by pledging investments such as shares, mutual funds or bonds, without selling them. This means you can meet a short-term funding need while your investments stay intact and continue to have market exposure.
It is usually offered as an overdraft facility, where you pay interest only on the amount you actually use. The loan value is a percentage of your securities’ value and can change with the market.
Plan ahead with our free calculator.
Features & Benefits of Loan Against Securities
Keep Your Investments
Raise funds without selling your securities.
Overdraft Facility
Pay interest only on the amount used.
Quick Access
Fast liquidity against your portfolio.
Wide Eligible List
Shares, mutual funds, bonds and more, as approved.
Flexible Repayment
Repay as your cash flow allows, within terms.
Continued Market Exposure
Your investments can still grow (or fall) with the market.
Who Should Consider Loan Against Securities?
Investors
People with a securities portfolio needing short-term funds.
Business Owners
For temporary working capital needs.
Those Avoiding Selling
Investors who do not want to exit investments.
Short-Term Borrowers
People needing flexible, temporary liquidity.
Types & Options of Loan Against Securities
LAS on Shares
Against approved equity shares.
LAS on Mutual Funds
Against eligible mutual fund units.
LAS on Bonds
Against approved bonds and securities.
General Eligibility
- You hold eligible, approved securities that can be pledged.
- Securities meet the lender’s list and margin requirements.
- Standard KYC and account requirements are met.
- Loan value is a percentage of the securities’ value.
Documents Usually Required
- Identity and address proof (Aadhaar, PAN)
- Demat / securities holding statement
- Bank account details
- Additional documents as required by the lender
Requirements may vary depending on the insurer, lender, investment provider or product.
Getting Started is Simple
Step 1
Choose the Loan
Tell us the loan type and amount you are looking for.
Step 2
Submit Your Enquiry
Share your details through the enquiry form on this page.
Step 3
Explore Available Options
We help you compare offers from associated lenders.
Step 4
Apply with Assistance
Complete your application and documents with our help.
Why Choose WealthDigit?
Multiple Product Options
Explore products from our associated companies and providers.
Simple Enquiry Process
A quick, easy enquiry – no complicated paperwork to get started.
Personal Assistance
Real people to guide you and answer your questions.
Support from Enquiry to Application
Help at every step, from choosing to applying.
Associated Companies & Providers
Products offered through our associated companies and partners.
Lending Companies We Associate With
We help you explore options from associated banks and lending partners, subject to their policies, approval and eligibility criteria.
Brand names and logos are the property of their respective owners and are shown for identification purposes only. Product availability is subject to eligibility and the respective provider’s terms.
Loan Against Securities – Frequently Asked Questions
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Learn MoreLooking for the Right Loan Against Securities?
Tell us what you need and our team will help you explore available options.
Disclaimer: Loan approval, interest rates, fees and eligibility are subject to the respective lender’s policies and approval criteria.